Finance terms A to Z
Indian Finance Glossary
Plain-language definitions of banking, tax, and investment terms used across India, with cross-references to the calculators where each concept applies.
Foundational concepts
Three terms that appear most often in our calculators and guides.
EMI (Equated Monthly Installment)
The fixed amount paid each month toward a loan, combining principal and interest. It depends on the loan amount, interest rate, and tenure.
SIP (Systematic Investment Plan)
A method of investing a fixed amount in a mutual fund at regular intervals. Returns are not guaranteed and vary with market conditions.
Section 80C
A provision of the Income Tax Act allowing deductions up to a set limit for specified investments and expenses. Eligibility depends on your tax regime.
Editorial protocol
How we define terms
Each definition states what the term means in plain language and how it is used in Indian personal finance. Where a term comes from a statute or regulation, we cite the section and note that rules change.
Definitions are educational. They do not recommend any product, tax position, or investment, and they do not predict returns. For decisions about your own situation, consult a qualified professional.